HomeProperty investingShort-term rental income calculator
Money & mortgage

Short-term rental income calculator

Estimate short-term rental revenue, turnovers, operating expenses, NOI, cash flow, DSCR, and cash-on-cash return.

  • USD inputs · transparent calculation assumptions
  • Instant updates as inputs change
  • Data is calculated in this browser only
USD inputs · transparent calculation assumptions

Check local short-term-rental permits, taxes, platform rules, and realistic seasonal occupancy.

Your scenario
Updates as you type
Estimated annual short-term rental cash flow$6,067.35
Booked nights per year
226.3
Estimated stays / turnovers
70.72
Gross booking revenue
$47,876.59
Operating expenses before mortgage
$19,609.24
Net operating income (NOI)
$28,267.35
Monthly cash flow
$505.61
Debt-service coverage ratio
1.27
Cash-on-cash return
7.58%
Revenue per available night (RevPAR)
$114.70
Calculation notes

Understand the Short-term rental income calculator

Booked nights = 365 × occupancy. Estimated stays = booked nights / average stay. Revenue adds nightly and cleaning-fee income; NOI subtracts platform, management, supplies, utilities, insurance, HOA, and property tax before mortgage. The calculation runs locally and keeps cash-flow timing consistent with the stated assumptions.

Formula and logic

How do occupancy and average stay length affect short-term rental income?

Booked nights = 365 × occupancy. Estimated stays = booked nights / average stay. Revenue adds nightly and cleaning-fee income; NOI subtracts platform, management, supplies, utilities, insurance, HOA, and property tax before mortgage.

Worked example

How many booked nights result from 62% annual occupancy?

At 62% occupancy, about 226 nights are booked each year. With a 3.2-night average stay, that is roughly 71 turnovers before cancellations and blocked dates.

How to read the result

What expenses are included before short-term rental NOI?

  • RevPAR reflects nightly room revenue per available night and excludes cleaning-fee revenue.
  • Occupancy and average stay jointly drive turnover-related supplies and cleaning-fee income.
Limits and assumptions

Does short-term rental RevPAR include cleaning fees?

  • This scenario excludes lodging and income taxes, cleaning labor paid by the host, furnishing replacement, permits, seasonality, cancellation, platform-specific pricing, major repairs, and local short-term-rental restrictions.

Content and calculation reviewed: